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UAMEZ Sermon

How to Get Out of Debt as a Christian

Proverbs 22:7

Uploaded to YouTube September 30, 2026

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Description

Debt is the notification that makes your stomach turn, and if you want to know how to get out of debt as a Christian, you are not the only one asking. Proverbs 22:7 says the borrower becomes the lender's servant, and excessive debt wears on your mind, your body, your marriage and your calling. Getting out starts with naming it without shame, then making a real plan and sticking with it, because consistency is not perfection. In this sermon, Pastor Kaloma Smith of UAMEZ Church in Palo Alto, California preaches on Proverbs 22:7 and shows how the freedom Christ gives in Galatians 5:1 reaches all the way to your bank account. It is part of the Free From series. Questions this sermon answers How do you get out of debt? Name it honestly, make a plan you can keep and stay consistent even after you slip. Why do people stay trapped in debt? Shame and silence keep it hidden, and many of us were never taught how money works. What does the Bible say about debt? Proverbs 22:7 says the borrower serves the lender, and Romans 13:8 says to owe no one anything except love. How does debt affect your marriage? It hides in separate accounts and silence, and intimacy requires truth, so couples need to look at the numbers together. Scripture: Proverbs 22:7; Romans 13:8; Galatians 5:1 Chapters 0:00 Thank you, volunteers 2:22 The weight nobody talks about 5:23 You are not the only one in debt 8:08 The borrower and the lender 11:17 What debt does to your mind, body, family and calling 19:59 How to get out of debt: consistency and a plan 30:12 Stand firm in freedom Join us Sundays at 10 AM PT, 3549 Middlefield Rd, Palo Alto, CA 94306, or live at youtube.com/@uamez Plan your visit: uamez.com Instagram: instagram.com/uamezchurch Facebook: facebook.com/uamezchurch #UAMEZChurch #GetOutOfDebt #Proverbs22

Questions this sermon answers

How do you get out of debt?

Name it honestly, make a plan you can keep and stay consistent even after you slip.

Why do people stay trapped in debt?

Shame and silence keep it hidden, and many of us were never taught how money works.

What does the Bible say about debt?

Proverbs 22:7 says the borrower serves the lender, and Romans 13:8 says to owe no one anything except love.

How does debt affect your marriage?

It hides in separate accounts and silence, and intimacy requires truth, so couples need to look at the numbers together.

What are the chapters in this sermon?

  1. 0:00 Thank you, volunteers
  2. 2:22 The weight nobody talks about
  3. 5:23 You are not the only one in debt
  4. 8:08 The borrower and the lender
  5. 11:17 What debt does to your mind, body, family and calling
  6. 19:59 How to get out of debt: consistency and a plan
  7. 30:12 Stand firm in freedom

Transcript and captions

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